South Carolina Wind Mitigation Inspection: What It Is and How It Helps

The 2021 hurricane season is in full swing, which brings the threat of intense winds. Once again, early May activity seems to indicate an active season overall. Did you know that South Carolina residents can benefit from a wind mitigation inspection? In this post, Step By Step Inspections reveals how.

Wind Mitigation Inspections

Hurricanes produce major flooding and intense wind. Unfortunately, not all homes are built to withstand the force of hurricane wind, even in hurricane hot spots, such as South Carolina. During a wind mitigation inspection, the inspector determines where your home both contains and/or lacks wind resiliency. Specifically, they review connection and entry points. Here are a few examples:

• The Roof. The inspector examines factors like the roof’s shape, its gable-end bracing, and its connection to the walls.

• The Windows. The inspector determines whether windows contain wind impact-resistant glass.

• The Garage. The inspector confirms hurricane resistance, wear-and-tear, and any cracks or openings.

If it isn’t already clear, these inspections differ from general home and four-point inspections.

After the Inspection

After the inspection, the inspector prepares a report detailing his findings. The report details the strengths and weaknesses of your structure. This is true for both residential and commercial properties. In addition, it contains mitigation strategies to close any gaps that put your home at risk of wind damage. Finally, you can generally use the report to provide to your home insurer to obtain a discount on your insurance policy if it confirms adequate hurricane-resistant features.

Cost Savings and Peace of Mind

Typically, homeowners offset the cost of their wind mitigation inspection through insurance premium savings over the course of a year. Additionally, some experts estimate that every dollar spent toward reinforcing structures saves multiple dollars on the back end. This is due to people not having to file claims. Finally, homeowners feel more peace of mind knowing that their homes stand ready at the helm in the event of a hurricane or tropical storm.

What to Do When Your Home Isn’t Secure

Many people get inspections to confirm their home is in good standing and achieve insurance premium discounts. However, some homeowners live in older homes or have outdated updates that don’t meet current standards. Don’t worry! It’s never too late to make updates and do what you can to prepare and strengthen your home. Your inspector will review with you where gaps occur and alternatives to close those gaps. When all is said and done, you’ll have a strategy in place to meet your needs.

The Professionals to Trust

Step By Step Inspections takes your home or business seriously. Our certified inspectors are well-equipped to provide the thorough inspection you need. Whether you live in Charleston or the surrounding area, we will help to ensure your safety, comfort, and peace of mind during this hurricane season and those to come. Call (843) 870-8726 to speak to a professional or schedule an inspection using our online process.